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SPOTLIGHT

Popular Acronyms 

 

AC Air Conditioning
AC Acreage
AIREA American Institute of Real Estate Appraisers
ALTA American Land Title Association
AMSA American Moving and Storage Association
ANSI American National Standards Institute
AOR Association of Realtors
APR Annual Percentage Rate
ARES American Real Estate Society
ASA  American Society of Appraisers
ASHI American Society of Home Inspectors
BD Book Depreciation
BFP Bona Fide Purchaser
BPO Brokers Price Opinion
BRR Book Rate of Return
CAM Common Area Maintenance
CC Civil Code
CGT Capital Gains Tax
CH/BW Chain Link/Barbed Wire
CMA Competative Market Analysis
CO Certificate of Occupancy
COD Cash On Delivery
COE Cost of Equity
COFI Cost Of Funds Index
CoOp Cooperative Housing
CRP Certified Relocation Professional
CRV Certificate of Reasonable Value
CWT Price per 100 pounds
CUV Current Use Value
DIM Deferred-Interest Mortgage
DOM Days On Market
DOT Department of Transportation
DRC Depreciated Replacement Cost
DS Due on Sale (clause)
EAL Exclusive Agency Listing
ECOA Equal Credit Opportunity Act
EFIS Exterior Finish and Insulation Sytem
ERC Employee Relocation Council
ERV Estimated Rental Value
FCL Full Container Load
FDR Formal Dining Room
FHA Federal Highway Administration
FHA Federal Housing Administration
FMCSA Federal Motorcarier Safety Administration
FMV Fair Market Value
FNMA Fannie Mae
FP Fireplace
FPM Flexible-Payment Mortgage
FRM Fixed-Rate Mortgage
FRV Full Rental Value
FSBO For Sale By Owner
GPM Graduated Payment Mortgage
GRM Gross Rent Multiplier
HDW Hardwood Floors
HECM Home Equity Conversion Mortgage
HEL Home Equity Loan
HHG Household Goods
HOA Home Owners' Association
HUD (Department of) Housing and Urban Development
HUD-1 Reference to the HUD closing statement
HVAC Heating, Ventilation, and Air Conditioning
HWF Hardwood Floors
LCL Less than Container Load
LIBOR London Interbank Offered Rate
LTV Loan To Value (Ratio)
LUI Land Use Intensity
MAI Member of the Appraisal Institute
MBA Mortgage Bankers Association of America
MBB Mortgage-Backed Bond
MBO Mortgage-Backed Obligation
MBS Mortgage-Backed Security
MGIC Mortgage Guaranty Insurance Corporation
MLS Multiple Listing Service
MMI Mutual Morgage Insurance
MPC Master Planned Community
MRA Master Residential Appraiser
MSA Master Senior Appraiser
MVA Market Value Analysis
NHBC National House Building Council
NIA Net Internal Area
NIM Net Income Multiplier
NLA Net Leasable Area
NNN Triple Net (Lease)
NOI Net Operating Income
NPV Net Present Value
NRV Net Realizable Value
OBO Or Best Offer
OER Operating Expense Ratio
OIRO Offers In the Region Of...
PBO Packed By Owner
PCD Planned Commercial Development
PEPS Political, Economic, Physical, Social (forces that drive value)
PHA Public Housing Administration
PID Planned Industrial Development
PITI Principle, Interest, Taxes and Insurance
PMDT Purchase Money Deed of Trust
PMI Private Mortgage Insurance
PO Principal Only
PSF Per Square Foot
PUD Planned Unit Development
PV Present Value
PW Present Worth
RAM Reverse Annuity Mortgage
REA Reciprocal Easement Agreement
REC Real Estate Commission
REIT Real Estate Investment Trust
RELO Relocation Office
REO Real Estate Owned
ROM Roll-Over Mortgage
SAM Shared-Appreciation Mortgage
SEM Shared-Equity Mortgage
SFD Single Family Detached
SIT Storage In Transit
SREA Society of Real Estate Appraisers
TI Tenant Improvement
TIC Tenants In Common
TIP Treasury Investment Program
TPL Third Party Liability
TRA Tax Reform Act
VA Veteran's Administration
VAP Variable Payment (Mortgage)
VAT Value Added Tax
VPM Variable-Payment Mortgage
VRE Virtual Real Estate
VRM Variable-Rate Mortgage

 


Topic Highlight... 


All About Moving Companies

Household Goods Moving TruckIt's common to feel overwhelmed at the prospect of choosing a household goods mover, especially knowing that you will be entrusting them with all of your belongings. Learn more about the differences between moving companies, the cost drivers affecting your wallet and the processes that they follow.     More»



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Featured Story... 


Confronting Stress

Family and Spouse StressCoping with stress is arguably one of the most difficult parts of a move. Professional studies have shown that moving from one geographic location to another is in the top five most stressful events in life.*  

 

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Trailing Spouse AssistanceTrailing Spouse Assistance

Your spouse is following you on this important move, but what's on the other end for him or her? Finding a job or going back to school might be what's needed.

 


Taxes: Personal vs RelocationTaxes for Personal Moves and Relocation

You can deduct moving expenses on your income taxes as long as you move as part of a job change, regardless of whether a company is paying for it.

 


Moving Company MysteriesMoving Companies and Van Line Practices

More than 40 million household moves take place every year, creating a growing need for legitimate moving companies. Most companies are above board, but you need to be aware.

 


Packing Your OwnPacking Your Own Household Goods

You can save a lot of money by buying your own boxes and packing yourself, but are you creating more expense by not being properly insured?

MOVING TIPS

The 3 Phases of a Successful Move

 

1] Properly research the new destination before you decide to move. Understand your financial and social impact to you, and download the free assessment form. Stressed Out by Moving

 

2] Learn about each step of the move process to get your move started in an organized way.

 

3] Manage transition and stress from the very beginning. Each family member needs to be fully engaged throughout the entire move to properly assimilate into their new environment.

Avoid being excluded from certain policy benefits by first speaking with your Relocation Counselor...

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Exceptions to policy are commonplace in relocation, but only if you ask... More»


Not everybody gets a Relocation... More»